USER AGREEMENT BETWEEN YOU, CALLED THE USER, AND SOUTHERN TIER TITLE AGENCY

WELCOME
Welcome to Southern Tier Title Agency! In order to access and use this site, you must agree to follow and be bound, without limitation or qualification, by the terms and conditions of this User Agreement. Please read this document carefully.

CHANGE OF TERMS AND CONDITIONS OF THE USER AGREEMENT
The terms and conditions of this User Agreement may change at any time, without notice. The Southern Tier Title Agency site will always contain a link to view the most current version of the User Agreement. By accessing and using this site, you agree to accept the terms and conditions of the most current User Agreement.

SYSTEM INTEGRITY
You may not use any device, software, or routine to interfere or attempt to interfere with the proper working of this site, nor may you take any action which imposes an unreasonably large load on our system infrastructure. All information provided by you with respect to your identity shall be true and accurate. You are solely responsible for maintaining the confidentiality of your password and for all activities which may occur from your account, and you shall immediately notify us if you become aware of any loss, theft, or unauthorized use of your password/account. You agree that you will not abuse the Southern Tier Title Agency service by engaging activities such as guessing or using in an unauthorized manner someone else's user information or password, or otherwise "hacking" into someone else's account or by using the Southern Tier Title Agency site for criminal, illegal or immoral purposes.

COPYRIGHT AND TRADEMARK NOTICE
The material and content displayed on the Southern Tier Title Agency site, including but not limited to, design, text, software, sounds, images, names, logos, trademarks, service marks and/or patented material are the property of Southern Tier Title Agency or are the property of their applicable owners, and are protected by U.S. and international copyright, trademark, patent and other laws. You agree not to remove any copyright or other proprietary notices from any material or content and not to make any commercial use of any material and content except as it relates to your particular company.

DISCLAIMER AND LIMITATION OF LIABILITY
THE Southern Tier Title Agency SITE IS PROVIDED "AS IS" AND WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. Southern Tier Title Agency DOES NOT WARRANT THAT (1) THE INFORMATION VIEWED AT OR REPORTED ON ANY Southern Tier Title Agency SITE IS CORRECT, ACCURATE OR RELIEABLE, (2) THE FUNCTIONS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, (3) ANY DEFECTS WILL BE CORRECTED, OR (4) THIS SITE OR THE SERVER(S) THAT MAKE IT AVAILABLE ARE OR WILL BE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. Southern Tier Title Agency SPECIFICALLY DISCLAIMS ANY RESPONSIBILITY AND WILL NOT BE LIABLE IN ANY WAY FOR THE DOCUMENTS, CONTENT, INFORMATION, MATERIAL, PRODUCTS, OR SERVICES CONTAINED IN THE Southern Tier Title Agency SITE. Southern Tier Title Agency WILL NOT BE LIABLE FOR ANY ERRORS AND OMISSIONS CONTAINED IN SUCH DOCUMENTS, CONTENT, INFORMATION, MATERIAL, PRODUCTS, OR SERVICES. Southern Tier Title Agency SHALL NOT BE RESPONSIBLE OR LIABLE FOR THE UNAVAILABILITY OF Southern Tier Title Agency DUE TO POWER FAILURES, MAINTENANCE OR MALFUNCTION OF COMPUTER EQUIPMENT, DISASTER, ACTS OF GOD, OR FOR ANY CAUSEES BEYOND ITS CONTROL. Southern Tier Title Agency WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR INTERUPTIONS OF BUSINESS, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, OR USE INCURRED BY USERS OR ANY THIRD PARTY, WHETHER IN CONTRACT OR TORT, ARISING FROM ACCESS TO OR USE OF THIS SITE, EVEN IF Southern Tier Title Agency HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Southern Tier Title Agency WILL NOT BE LIABLE FOR THE MISUSE OF THE INFORMATION POSTED OR DISSEMINATED ON Southern Tier Title Agency IN ANY FORM NOR SHALL IT BE LIABLE FOR THE MISUSE OR MISAPPROPRIATION OF DESIGNATED PASSWORDS OR ALLOWANCE OF ILLEGAL ACCESS TO THE Southern Tier Title Agency SITE OR TO REPORTS GENERATED FROM THE USE THEREOF.

INDEMNIFICATION
You, the user, agree to defend, indemnify, and hold harmless Southern Tier Title Agency from and against any and all claims, direct, incidental, special, consequential or exemplary damages, losses, liabilities and all costs and expenses, including, but not limited to, attorneys' fees arising directly or indirectly from your violation of this User Agreement or any third party's rights, including but not limited to infringement of any copyright, violation of any proprietary right, and invasion of any privacy rights.

GENERAL PROVISIONS
Any provision of this User Agreement that is prohibited by law, or is unlawful or unenforceable under applicable law, shall be ineffective only to the extent of such prohibition, without invalidating the remaining provisions of this User Agreement. This User Agreement and all matters relating to the use of and access to this site shall be governed in all respects by the laws of the State of Texas and the United States. Any claim arising out of this User Agreement or use of and access to this site shall be subject to the exclusive jurisdiction and venue of the Texas state courts of Harris County, Texas, or, if and only if there is exclusive federal jurisdiction, the United States District Court for the Southern District of Texas. You irrevocably consent to the personal and exclusive jurisdiction of these aforementioned courts. No failure of Southern Tier Title Agency to insist upon strict performance of the terms or conditions of this User Agreement or as otherwise set forth in Southern Tier Title Agency or as required by Southern Tier Title Agency ("terms and conditions") and no failure of Southern Tier Title Agency to exercise any right or remedy available upon any breach of said terms or conditions shall constitute a waiver of any such breach or of any of such terms or conditions.

Information about the User contained on the Southern Tier Title Agency site is subject to our Privacy Policy.

Southern Tier Title Agency is a trademark or a registered trademark of Southern Tier Title Agency. Other products and company names mentioned herein may be the trademarks of their respective owners. User's use of this web site in no way authorizes User to use any Southern Tier Title Agency name, trademark or logo. All contents of this web site are: Copyright © 2005 Southern Tier Title Agency, P.O. Box 1500, 43 St. John St., Monticello, NY 12701 USA. All rights reserved.

I HAVE READ, FULLY UNDERSTAND, AGREE TO AND ACCEPT ALL OF THE TERMS AND CONDITIONS SET FORTH ABOVE AND I AGREE TO BE BOUND BY AND ACCEPT SAID TERMS AND CONDITIONS IN THEIR ENTIRETY IN ORDER TO UTILIZE Southern Tier Title Agency.